The firm of Joyce, Meredith, Flitcroft, and Normand enjoys an outstanding reputation among the real estate, banking, and credit union communites for real estate expertise.  The firm dates back almost 50 years in Real Estate Practice  The firm does work for all major lending entities in the area and has over 20 professionals working to serve our clients.  Joyce, Meredith, Flitcroft, and Normand is the oldest and largest organization in the area of real estate services including deed and document preparation, title examination, real estate closings, VA/FHA and commercial closings.  The firm has handled large transactions of a commercial nature for some of the major institutions in the region.


James T. Normand:  

born in Oak Ridge, Tennessee on March 21, 1962.  He was admitted to the Tennessee bar in 1987; and is currently a member of the Anderson County, Tennessee and American Bar Associations, Tennessee Trial lawyers Associations and The Association of Trial lawyers of America and formerly a member of the National Association of Accountants.  Mr. Normand served as President of the Anderson County Bar Association from 1998-1999. He graduated from East Tennessee State University Cum Laude, in 1984 and the University of Tennessee, College of Law in 1987. He was a member of Gamma Beta Phi Legal Honor Society and Phi Alpha Delta. As well as making contributions to the legal society, Mr. Normand is Officer and Board Member of the Boys Club of Oak Ridge. Mr. Normand is also active in the American Heart Association, the Rotary Club, the University of Tennessee National Alumni Association, and several other organizations.

Practice Areas:  Complex Commercial & Residential Real Estate Transactions, Real Estate Litigation, Estate Planning & Probate Administration, Personal Injury, Corporation Law, General Litigation, Worker's Compensation Law, Child Support Enforcement. 


  David L. Flitcroft:  born in Grants Pass, Oregon, August 4, 1948.  Mr. Flitcroft was admitted to the Tennessee bar in 1978 and is a member of the Anderson County (President, 1992-1993) and Tennessee Bar Associations.  Mr. Flitcroft was educated at Southern Oregon College, The University of Oregon, and The University of Tennessee.  Mr. Flitcroft  CoAuthored the books "Real Estate Matters" and "Real Estate Matters Revisited."  He has also authored a series of  newspaper articles.  Mr. Flitcroft has been the recipient of the Daniel Hanley Testerman Scholarship, Centurion Award, and the American Jurisprudence Award. 

 Practice Areas:  Real Estate Law, Banking Law, Foreclosures, Estate Planning and Estate Administration.  


  Pamela P. Gibson: 

  Ms. Gibson joined the firm in 2003 as an associate in the firm's property practice group.  Ms. Gibson received her Bachelor of Arts Degree from the University of Maryland.  She also received her Doctor of Jurisprudence from the University Of Maryland, where she was the recipient of the Deans Award for Contracts, Best In Class. Her practice includes handling residential and commercial property transactions for individuals and lending institutions. Prior to joining the firm Ms. Gibson served with distinction in the United States Air Force.  Ms. Gibson is a member of the Anderson County and Tennessee Bar Associations.    
 Practice Areas:

  Real Estate Law, Foreclosures, Estate Planning and Estate Administration. 



  Mr. Holley initially joined JMFN in 1993 and has 28 years of Title experience working in abstracting of titles, resolving difficult title issues and assisting with clearing titles for residential and commercial closings and development of real estate.  Mr. Holley obtained his Tennessee Title Insurance Producer License in 2020 and has assisted with numerous complex residential and commercial real estate transactions.

The firm is rated AV by Martindale-Hubble and is listed in the Bar Registry of Select Law Firms in the Country.

Certifications of Specialization are available to Tennessee lawyers in all areas of practice relating to or included in the areas of Civil Trial, Criminal Trial, Business Bankruptcy, Consumer Bankruptcy, Creditor’s Rights, Medical Malpractice, Legal Malpractice, Accounting Malpractice, Elder Law and Estate Planning.  Listing of related or included practice areas herein does not constitute or imply a representation of certification of specialization.

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